Thank you, sir, for providing us with very important information, and the matter is now clear.
One more question... Is there any way through which one can opt out of becoming a member, even if they fall under the eligible income bracket? Since we were not members of ESIC, we have already taken out private health policies and are paying premiums. Hence, this query. Hope you will not misunderstand me.
From India, Mumbai
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73One more question... Is there any way through which one can opt out of becoming a member, even if they fall under the eligible income bracket? Since we were not members of ESIC, we have already taken out private health policies and are paying premiums. Hence, this query. Hope you will not misunderstand me.
From India, Mumbai
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Friend, There is no official notification yet on this matter. Best wishes, Sourav Mukherjee
From India, Bangalore
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From India, Bangalore
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Dear Mr. ABHAY,
Why do you want to escape from coverage? ESI is a statutory insurance, and there is no option for either an employer or an employee.
In private medical insurances, there are a lot of riders in getting the claims settled, even though they claim cashless and hassle-free. Under ESI, there is no capping for medical expenditure. You may be surprised to note that for one individual, ESIC has spent nearly A CRORE for his superspeciality treatment. There need not be any inhibitions about ESI superspeciality medical treatment, which is arranged through various private medical institutions through cashless and hassle-free - in its real meaning. There need not be any unnecessary aversion against ESI coverage.
Thanks & regards,
S. SANKARALINGAM
RETD. SR. DY. DIRECTOR, ESIC
ADVOCATE & LABOUR LAW ADVISOR.
From India, Chennai
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Why do you want to escape from coverage? ESI is a statutory insurance, and there is no option for either an employer or an employee.
In private medical insurances, there are a lot of riders in getting the claims settled, even though they claim cashless and hassle-free. Under ESI, there is no capping for medical expenditure. You may be surprised to note that for one individual, ESIC has spent nearly A CRORE for his superspeciality treatment. There need not be any inhibitions about ESI superspeciality medical treatment, which is arranged through various private medical institutions through cashless and hassle-free - in its real meaning. There need not be any unnecessary aversion against ESI coverage.
Thanks & regards,
S. SANKARALINGAM
RETD. SR. DY. DIRECTOR, ESIC
ADVOCATE & LABOUR LAW ADVISOR.
From India, Chennai
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