Dear Apanwaz,
I wish to appreciate your efforts in giving a helping hand to your colleague's family, the needy. May the soul rest in peace. In addition to what Mr. Kalsi has stated, please guide the concerned to accomplish the following:
1. I'm not sure where you people are working. If your establishment has any provision to grant ex-gratia amount to the deceased family, try to get them. Some states also have such schemes to grant death relief.
2. If the scooter's insurance is valid, lodge a claim with the insurance company.
3. If the police have been informed, please ensure a certified copy of FIR is obtained and attached to all your claims. Most probably, the Police Department would have registered a "Hit and Run" case since the second party, the culprit, is yet to be identified. It's the duty of the Police to track down the culprit. If he/she is identified and a vehicle is involved, please arrange to lodge a claim with the insurance company of the other vehicle involved in the scene.
4. It may be necessary to first check for the availability of "nomination" under EPF/Gratuity filed in your office. This will help to hasten the claim settlement. If there is no nomination filed, a 'Succession Certificate' may be insisted upon. The widow may be entitled to a pension, so please check that.
5. If your office disburses the salary through employees' bank accounts, the wife of the widow should pursue to claim the balances in his bank accounts. Most probably, bankers may ask her to submit a "succession certificate" from a competent court. This would involve "stamp duty" percentage based on the amount of claim. There is a shortcut by producing NOCs from the surviving family members (possible claimants) like children, parents (in-laws), brothers/sisters, etc. Nowadays, every Bank account is also backed by an insurance policy; ascertain details if any from the bank.
6. If your office has a scheme to grant "appointment on compassionate grounds" to the widow and dependent children of the deceased, please pursue such a scheme to help the family.
7. Check for any life insurance policies your colleague would have taken and contributed to.
8. Try to obtain a copy of his "Postmortem report" and examine whether there exist any clues/suggestions that may shed some light on his tragic death.
Please keep updated and follow up consistently until everything is resolved. You have to run pillar to post to get all these done. Your efforts will not go without a blessing.
From India, Bangalore
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1273I wish to appreciate your efforts in giving a helping hand to your colleague's family, the needy. May the soul rest in peace. In addition to what Mr. Kalsi has stated, please guide the concerned to accomplish the following:
1. I'm not sure where you people are working. If your establishment has any provision to grant ex-gratia amount to the deceased family, try to get them. Some states also have such schemes to grant death relief.
2. If the scooter's insurance is valid, lodge a claim with the insurance company.
3. If the police have been informed, please ensure a certified copy of FIR is obtained and attached to all your claims. Most probably, the Police Department would have registered a "Hit and Run" case since the second party, the culprit, is yet to be identified. It's the duty of the Police to track down the culprit. If he/she is identified and a vehicle is involved, please arrange to lodge a claim with the insurance company of the other vehicle involved in the scene.
4. It may be necessary to first check for the availability of "nomination" under EPF/Gratuity filed in your office. This will help to hasten the claim settlement. If there is no nomination filed, a 'Succession Certificate' may be insisted upon. The widow may be entitled to a pension, so please check that.
5. If your office disburses the salary through employees' bank accounts, the wife of the widow should pursue to claim the balances in his bank accounts. Most probably, bankers may ask her to submit a "succession certificate" from a competent court. This would involve "stamp duty" percentage based on the amount of claim. There is a shortcut by producing NOCs from the surviving family members (possible claimants) like children, parents (in-laws), brothers/sisters, etc. Nowadays, every Bank account is also backed by an insurance policy; ascertain details if any from the bank.
6. If your office has a scheme to grant "appointment on compassionate grounds" to the widow and dependent children of the deceased, please pursue such a scheme to help the family.
7. Check for any life insurance policies your colleague would have taken and contributed to.
8. Try to obtain a copy of his "Postmortem report" and examine whether there exist any clues/suggestions that may shed some light on his tragic death.
Please keep updated and follow up consistently until everything is resolved. You have to run pillar to post to get all these done. Your efforts will not go without a blessing.
From India, Bangalore
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Sir(s),
Please confirm whether you or your establishment has submitted the accident report to the appropriate branch office of ESIC in respect of the said accident of the employee. If so, what action has been taken by the said office so far?
From India, Noida
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Please confirm whether you or your establishment has submitted the accident report to the appropriate branch office of ESIC in respect of the said accident of the employee. If so, what action has been taken by the said office so far?
From India, Noida
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Hi, Good to see your response. Please lodge a complaint through the concerned police station where the person met with the accident. I hope a panchnama/post-mortem has been conducted for the person involved in the accident. Many lawyers can assist in this case, and they may cover maintenance charges, which will be recovered upon receiving the claim. This case may take at least 3-4 years. To further help the family, in addition to the insurance amount paid to him, i.e., Rs. 1,60,000.
Secondly, inquire with the family whether the person had taken any LIC Policies. Look into the history of employment and the length of service before joining your company. His family is eligible to receive a pension; refer to the nomination forms submitted by him. The accumulated PF can be withdrawn by his nominee, which you need to process and submit. Please assist them, and if you need any clarification, feel free to contact the undersigned.
Regards
From India, Hyderabad
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Secondly, inquire with the family whether the person had taken any LIC Policies. Look into the history of employment and the length of service before joining your company. His family is eligible to receive a pension; refer to the nomination forms submitted by him. The accumulated PF can be withdrawn by his nominee, which you need to process and submit. Please assist them, and if you need any clarification, feel free to contact the undersigned.
Regards
From India, Hyderabad
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