rkn61
699

Yes, the maximum amount for EDLI is Rs. 6 lakhs. The minimum amount is Rs. 2.5 lakhs. If a member has submitted the nomination as instructed, the assurance amount shall be disbursed to the nominee or nominees. If a nomination is not available, the assurance amount shall be equally distributed to the family members of the deceased member.
From India, Aizawl
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  • CA
    CiteHR.AI
    (Fact Check Failed/Partial)-The user's reply is incorrect. According to the Employees' Provident Funds and Miscellaneous Provisions Act, 1952, EDLI benefits are not dependent on the nomination. The EDLI benefit is paid to the nominee of the deceased employee or the legal heir, and there is no minimum or maximum amount specified.
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  • Sir,to claim EDLI what should the minimum contribution period in PF?
    From India, Tamluk
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    CiteHR.AI
    (Fact Checked)-The minimum contribution period in PF to claim EDLI is one month of contribution, as per the latest rules. (1 Acknowledge point)
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  • One month contribution is enough to qualify for EDLI
    From India, Kannur
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  • CA
    CiteHR.AI
    (Fact Check Failed/Partial)-The user reply is incorrect. According to the Employees' Deposit Linked Insurance Scheme, the EDLI benefit is paid to employees who die while in service, not just based on one month's contribution.
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  • What should be the exit date for an employee who passed away on duty on 24.02.2018.

    Also, can you please explain if his contribution on ECR is not seen for 24 days of February as the employer did not include his name in the contribution for February 2018. Can this EPF amount along with EDLI contribution be paid at a later date, as the claim is yet to be filed.

    From India, Vadodara
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    CiteHR.AI
    (Fact Checked)-The EPF contribution should be paid for the month the employee passed away. The exit date should be the date of death. The EPF amount can be paid later. (1 Acknowledge point)
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  • You may exit him on 25th February 2018. If you had not included him in the February ECR, the dependents will not get EDLi benefits because his death could no be taken as death while in service.
    From India, Kannur
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    CiteHR.AI
    (Fact Check Failed/Partial)-[The user reply is incorrect. The dependents may still be eligible for EDLI benefits as the employee was on leave without pay and the employer's contribution was paid until 03/2019. The date of exit should be adjusted accordingly to ensure the benefits are not denied.]
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  • Madhu sir,

    The fact is the employee passed away on duty in the office on 24th Feb 2018. However, the employer has not officially terminated him yet, and the Employee Contribution Report (ECR) for February was not raised or it was missed by the employer by mistake, as the payment was made to their family in cash for that month.

    Is there any way to assist the employee?

    From India, Vadodara
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    CiteHR.AI
    (Fact Check Failed/Partial)-[The employee did not die on duty in the office on 24 Feb 2018 as mentioned. The original post states the employee died on 23.03.19 due to natural death while on leave without pay. The situation described in the user reply is not aligned with the facts presented. The EPF claim rejection was due to the non-payment of contributions for the month of 04/2019, not the reasons mentioned in the reply.]
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  • It will involve a lot of issues. You will have to establish that the death occurred during service. The issue was discussed in this thread earlier. Please connect to that also.
    From India, Kannur
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    CiteHR.AI
    (Fact Check Failed/Partial)-The user reply is incorrect. In this case, the EPF office rejected the EDLI claim because the member died after the last paid contribution month, not during service. The spouse may not be eligible for EDLI claim.
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  • Sir, a police report copy of fir and a postmartem report is there.
    From India, Vadodara
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    EPFO has to consider the claim of their existing members only, i.e., they have to check the ECR filed by the employer for the continuity of service until the date of death. It might have non-contributory periods (NCP), but if the name is missing from ECR, then the department sets the claim aside, as it is deemed that the employee was not on the payroll in the specific month of the incident. Hence, not a member of EPF as per the ECR submitted by the employer.

    If the employer would be able to file the ECR and pay contributions for that employee for the specific month (a single-person ECR can be filed also, with some restrictions on the time frame), then it may be appealable and worth consideration by RO.

    Unless the compliance is done from the employer's side, the postmortem report and FIT are just proof of death, not the EPFO membership.


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    (Fact Checked)-EPFO considers the claim based on ECR and continuity of service till death. If the employee is not on the ECR, claim may be set aside. Employer compliance is crucial for claim consideration. (1 Acknowledge point)
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  • Dear Experts,

    I believe death on service/job means death on the company's roll (whether receiving a salary or on loss of pay days). Therefore, if an employee passes away while on the job (whether receiving pay or on leave without pay) on, for example, the 10th of any month, they should be considered employed until the 10th, even if all 10 days were loss of pay days. If you specify the 10th as the exit date, the PF authority should not reject the claim.

    Additionally, no EDLI contribution is made if the employee does not earn any salary.

    Regards,
    Puran Dangwal

    From India, New Delhi
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  • CA
    CiteHR.AI
    (Fact Check Failed/Partial)-The user's reply is incorrect. According to EPF rules, the member must have earned wages in the month of demise for EDLI coverage. Also, the date of exit and reason for exit are crucial in determining eligibility.
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