Hi, my name is Smitha, and I am 23 years old.
I was working for a Direct Mailing and Marketing firm for the last 3 years. I had taken a loan of around Rs. 65,000 from the company last year when my CTC was Rs. 6,000. Due to a recession, there was no increment last year. In the current financial year, there was a hike, and my salary increased to Rs. 9,000. Over the last 8 months, I have repaid Rs. 20,000 to the company. However, my boss started expressing his feelings towards me, which made me upset and unable to work with him. I decided to leave the job, but before doing so, I had to sign a contract agreeing to pay the remaining amount within the next 6 months from Jan 11. I worked there until Nov 30 and then joined a new company on Dec 1 with an offer of Rs. 14,000.
Now, I am receiving messages and calls from my previous boss, which is upsetting and angering me. I have warned him not to contact me further. He later called me and demanded that I repay the pending amount of Rs. 45,000 within the next 2 days, threatening to stay in touch if I don't comply. Unfortunately, I am unable to repay him at this stage, and he is aware of my situation. I have a signed agreement with the boss stating that I will pay back the amount in 6 months.
I am seeking advice on how to handle this situation.
Regards,
Smitha
I cannot seek help from my family as I married against my parents' wishes. I am from a South Indian village, and my husband is from Maharashtra. We have been in a relationship for 2 and a half years. My husband drinks and harasses me daily. I had to undergo an abortion at 5 months as the child died due to my husband's harassment. I have been separated from him for the last 11 months. I have consulted a lawyer to file a case, and we were supposed to proceed last week as mutually agreed. Both of us used to work for the same firm, and the boss of the previous company had assisted us in the process. He is now aware of the situation. He is 61 years old and has a daughter older than me.
Dear All,
Thank you for the suggestions. I have now emailed him a scanned copy of the agreement signed by both of us when I left the organization, agreeing to repay the debt in 6 months. I have also inquired at various places for a loan.
Hope this works out.
Regards,
Smitha
From India, Mumbai
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I was working for a Direct Mailing and Marketing firm for the last 3 years. I had taken a loan of around Rs. 65,000 from the company last year when my CTC was Rs. 6,000. Due to a recession, there was no increment last year. In the current financial year, there was a hike, and my salary increased to Rs. 9,000. Over the last 8 months, I have repaid Rs. 20,000 to the company. However, my boss started expressing his feelings towards me, which made me upset and unable to work with him. I decided to leave the job, but before doing so, I had to sign a contract agreeing to pay the remaining amount within the next 6 months from Jan 11. I worked there until Nov 30 and then joined a new company on Dec 1 with an offer of Rs. 14,000.
Now, I am receiving messages and calls from my previous boss, which is upsetting and angering me. I have warned him not to contact me further. He later called me and demanded that I repay the pending amount of Rs. 45,000 within the next 2 days, threatening to stay in touch if I don't comply. Unfortunately, I am unable to repay him at this stage, and he is aware of my situation. I have a signed agreement with the boss stating that I will pay back the amount in 6 months.
I am seeking advice on how to handle this situation.
Regards,
Smitha
I cannot seek help from my family as I married against my parents' wishes. I am from a South Indian village, and my husband is from Maharashtra. We have been in a relationship for 2 and a half years. My husband drinks and harasses me daily. I had to undergo an abortion at 5 months as the child died due to my husband's harassment. I have been separated from him for the last 11 months. I have consulted a lawyer to file a case, and we were supposed to proceed last week as mutually agreed. Both of us used to work for the same firm, and the boss of the previous company had assisted us in the process. He is now aware of the situation. He is 61 years old and has a daughter older than me.
Dear All,
Thank you for the suggestions. I have now emailed him a scanned copy of the agreement signed by both of us when I left the organization, agreeing to repay the debt in 6 months. I have also inquired at various places for a loan.
Hope this works out.
Regards,
Smitha
From India, Mumbai
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Hello,
This is a really difficult and unfortunate situation. Anyway, I appreciate your decision to change jobs. I think you do not have any problem; he is just exploiting your weaknesses. Show him your true strength and tell him that you will only pay in six months, as you both agreed. Please consult with your family, lodge a complaint of harassment, and keep a record of all text messages. Before taking any steps, warn him and ensure your family is aware and supportive. If you have taken a loan for the family, they will be able to assist you and help you overcome this situation.
I hope the above suggestions will be of help.
Regards,
Sharad
From India, New Delhi
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This is a really difficult and unfortunate situation. Anyway, I appreciate your decision to change jobs. I think you do not have any problem; he is just exploiting your weaknesses. Show him your true strength and tell him that you will only pay in six months, as you both agreed. Please consult with your family, lodge a complaint of harassment, and keep a record of all text messages. Before taking any steps, warn him and ensure your family is aware and supportive. If you have taken a loan for the family, they will be able to assist you and help you overcome this situation.
I hope the above suggestions will be of help.
Regards,
Sharad
From India, New Delhi
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I can't take my family's help because I married against my parents' wishes. I am a South Indian from a village in Mangalore, and my husband is Maharashtrian. My husband used to drink and harass me daily, and I had to undergo an abortion when I was 5 months pregnant because the child had died inside my stomach due to my husband's harassment. I have recently consulted a lawyer to file a case, and we were supposed to file it last week as mutually agreed. At this stage, the boss of my previous company has helped us with the procedure. Now I am all alone, and the boss of the previous company is aware of all this. He is 61 years old, and he has a daughter who is older than me.
From India, Mumbai
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From India, Mumbai
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U dont need to worry. He is 61 years old man, HE`s juz attracted towards u. i think u juz need to worn him first... then u can take any legal action too..
From India, Bhopal
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From India, Bhopal
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Hi, Please provide your mails ID so we can suggest you good. This is is pathetic situational you have.
From India, Gurgaon
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5From India, Gurgaon
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Do not panic. Go to the police station, meet the SHO, and describe your concerns. Also, lodge a complaint against your boss and be assertive. Do not panic. Hopefully, you will encounter a kind officer who will assist you in resolving your issue.
From India, New Delhi
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From India, New Delhi
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Dear Smitha,
Do not worry. No one can exploit you and your situation.
I presume your boss must be the owner of the company. I have always highlighted the fact that some unscrupulous individuals register a company and label themselves as corporate honchos. The person is a wolf in sheep's clothing.
Let him do whatever he can; by legal means; or seek to pay the outstanding in monthly installments. If anything, you can always go to the Police and the Law. Meanwhile, make your own arrangements for refunding the amount.
Now that you have another better-paying job, you can approach banks for personal loans and repay the amount.
The important thing is not to feel helpless and become a victim. Be strong; this is not such a great calamity that you cannot overcome. Look at how you have faced life bravely so far, ON YOUR OWN TERMS. This may be the last hurdle towards leading an independent, empowered life.
I am sure all members will support you and come up with better suggestions and ways to overcome this temporary problem.
Warm regards.
From India, Delhi
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Do not worry. No one can exploit you and your situation.
I presume your boss must be the owner of the company. I have always highlighted the fact that some unscrupulous individuals register a company and label themselves as corporate honchos. The person is a wolf in sheep's clothing.
Let him do whatever he can; by legal means; or seek to pay the outstanding in monthly installments. If anything, you can always go to the Police and the Law. Meanwhile, make your own arrangements for refunding the amount.
Now that you have another better-paying job, you can approach banks for personal loans and repay the amount.
The important thing is not to feel helpless and become a victim. Be strong; this is not such a great calamity that you cannot overcome. Look at how you have faced life bravely so far, ON YOUR OWN TERMS. This may be the last hurdle towards leading an independent, empowered life.
I am sure all members will support you and come up with better suggestions and ways to overcome this temporary problem.
Warm regards.
From India, Delhi
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Hi, Smitha. Be bold and cool !!!. As suggested by friends, 1) repay loan by borrowing from bank 2). Change your contact no. once repaid. rgds chandru
From India, Bangalore
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From India, Bangalore
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Dear Smitha,
No matter how trapped you feel, you are not in a static state. If this problem had started, it would end as well. Please focus on solution.
Firstly speak to a lawyer, someone whom you can trust and not just anyone who is professionally sound. The lawyer can show you the way-out, as your ex-boss is merely creating a pressure situation.
I understand you may not be in situation of arranging the amount, but do keep that in mind as the top priority. Arrange it as small payment from your friends and family and build on that total amount. Pay him as early as possible. With the salary you are drawing, it’s easy for you to get a fast loan from any bank, if you can look for it. Such fast loans are often offered by credit cards, which are processed really fast. The rate of interest may go up to 17-18%, but do not bother about that, in this situation. Just pay him back. Once you are out of it, you can always develop your finances.
Finally stay firm. I do see it in your post, you have already taken the right step of changing your job. Do not show any fear or retaliation on any of his threats. Stay firm with the legal and official proceeding. Please document every message and mail he sends. Save all the communication with him for any future reference.
Wish you all the best!
Regards,
(Cite Contribution)
From India, Mumbai
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No matter how trapped you feel, you are not in a static state. If this problem had started, it would end as well. Please focus on solution.
Firstly speak to a lawyer, someone whom you can trust and not just anyone who is professionally sound. The lawyer can show you the way-out, as your ex-boss is merely creating a pressure situation.
I understand you may not be in situation of arranging the amount, but do keep that in mind as the top priority. Arrange it as small payment from your friends and family and build on that total amount. Pay him as early as possible. With the salary you are drawing, it’s easy for you to get a fast loan from any bank, if you can look for it. Such fast loans are often offered by credit cards, which are processed really fast. The rate of interest may go up to 17-18%, but do not bother about that, in this situation. Just pay him back. Once you are out of it, you can always develop your finances.
Finally stay firm. I do see it in your post, you have already taken the right step of changing your job. Do not show any fear or retaliation on any of his threats. Stay firm with the legal and official proceeding. Please document every message and mail he sends. Save all the communication with him for any future reference.
Wish you all the best!
Regards,
(Cite Contribution)
From India, Mumbai
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Dear Smitha,
Don't worry.
1. File a police complaint for mental torture.
2. If any loan was taken from the company, the same should have been recovered before you left the company. Nothing legally can be done there.
3. Contact the boss's daughter if necessary; tell her the father's intention.
4. Your husband is a loser; dump him and get married to someone else.
Regards,
Viraj
From India, Pune
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Don't worry.
1. File a police complaint for mental torture.
2. If any loan was taken from the company, the same should have been recovered before you left the company. Nothing legally can be done there.
3. Contact the boss's daughter if necessary; tell her the father's intention.
4. Your husband is a loser; dump him and get married to someone else.
Regards,
Viraj
From India, Pune
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