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Anonymous
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I want to know whether third parties or customers are covered under the workers' compensation policy. If a third party (visitor/customers, etc.) visits our factory premises and an accident resulting in death occurs while they are on duty, what provisions are laid out in the workers' compensation policy?
From Venezuela, Caracas
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I am also want to know the what is the procedure of an WC Policy, Claim How it is covered detailed information from its starting. Help Me...
From India, Kolhapur
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Mr Anonymous and Mr Mahaveer, If you are HR professionals please take some effort to read the Employees Compensation Act before asking these questions. Varghese Mathew
From India, Thiruvananthapuram
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Dear Sir,

Workers' Compensation (WC) policy is applicable to directly or indirectly employed workers falling under the category of workmen as defined in the act or those who have been considered based on court decisions. Customers and visitors are not covered. Any specific insurance in this regard may be obtained from the company.

Thank you.

From India, Pune
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Customers and visitors are not employees of the company. Hence they are not covered by W.C.Act. They have to get Personal Accident policy otherwise their own risk.
From India, Hyderabad
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