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Please tell me a Suppose I M married but My EPF/ESIC/Gratuity My Nomination Only My Mother That is Legal or not as per EPF/ESIC/Gratuity Rules

Hi, After Marriage irrespective of nomination previously made Spouse will become the Legal Heir. Accordingly after Marriage Spouse/children / dependent Mother can claim for the statutory benefits and can share among themselves. If you refer PF Nomination Form -2 it clearly states that " Certified that I have no family as defined in Para 2(g) of the Employee's Provident Fund Scheme, 1952 and should I acquire a family hereafter, the above nomination should be deemed as cancelled."
From India, Madras
Under EPF, even though we can nominate father or mother to receive PF accumulations, under the Pension Fund, the nomination is restricted to spouse and children. It is in the case of a member who does not have a family, that separate declaration that once he acquires family, fresh nomination shall be made is given. It establishes that nominee means spouse and not mother or father. Soon after marriage of an employee, we collect fresh nomination to avoid complications in future. Form F (nomination under Payment of Gratuity Act) is also collected to make the spouse eligible to get the benefits. 2(h) of the payment of Gratuity Act also provides that spouse and children are the nominees though dependent parents shall be nominated. Under ESI also, the situation is not different. Therefore, immediately after marriage, it is good that the HR collect fresh nominations so as to avoid confusions in future.
From India, Kannur
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