Dear All,
Please clarify:
1. Is it mandatory to cover employees under medical coverage who are not covered under ESIC, i.e., above 15K?
2. If so, where can the statute stating the same be referred to?
Please suggest.
Regards, Jaykant Rathod - 09869013338
Attribution: https://www.citehr.com/255118-can-me...#ixzz35jD4FTyp
From India, Mumbai
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2Please clarify:
1. Is it mandatory to cover employees under medical coverage who are not covered under ESIC, i.e., above 15K?
2. If so, where can the statute stating the same be referred to?
Please suggest.
Regards, Jaykant Rathod - 09869013338
Attribution: https://www.citehr.com/255118-can-me...#ixzz35jD4FTyp
From India, Mumbai
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Jaykant,
No, it is not mandatory for the employer to take medical coverage from an insurance policy. However, it is compulsory to pay compensation as per the Workmen's Compensation Act of 1923 for the accident that occurs "Arising out of and in the course of employment."
It is always advisable to opt for an insurance policy considering the risks involved in accidents as mentioned above.
Arun J.
From India, Hyderabad
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No, it is not mandatory for the employer to take medical coverage from an insurance policy. However, it is compulsory to pay compensation as per the Workmen's Compensation Act of 1923 for the accident that occurs "Arising out of and in the course of employment."
It is always advisable to opt for an insurance policy considering the risks involved in accidents as mentioned above.
Arun J.
From India, Hyderabad
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Hi Jay,
If any company has more than 25 employees, it's mandatory to provide the following statutory benefits:
- PF
- Medical
- Gratuity
ESIC is for employees with a salary less than 15k pm. If the salary is higher, the company can choose from various TPA and other GPA and Mediclaim companies. However, providing these benefits is compulsory.
Hope this information helps.
From India, Delhi
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If any company has more than 25 employees, it's mandatory to provide the following statutory benefits:
- PF
- Medical
- Gratuity
ESIC is for employees with a salary less than 15k pm. If the salary is higher, the company can choose from various TPA and other GPA and Mediclaim companies. However, providing these benefits is compulsory.
Hope this information helps.
From India, Delhi
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Hi, Karnika I am not agree with you, which law states that its mandatory, if they will not cover under ESIC then they will covering under Workmen compensation Act.
From India, Mumbai
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From India, Mumbai
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Dear Kanikaji, Under which statutory notification / circulars states that it is mandatory, please let me know and provide the same to put forward to my management. Thanks & regards
From India, Mumbai
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From India, Mumbai
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Hi Kanika,
You are wrong. For the application of EPF, it is 20 or more persons; for gratuity, it is 10 or more; and for ESI, it is 10 or more for factories and 20 or more for other establishments (10 in some states). Where did you get this "25"?
Further, there is no law that states medical insurance is mandatory, regardless of the number of employees.
Email: varghese21283@gmail.com
Phone: 09961266966
From India, Thiruvananthapuram
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You are wrong. For the application of EPF, it is 20 or more persons; for gratuity, it is 10 or more; and for ESI, it is 10 or more for factories and 20 or more for other establishments (10 in some states). Where did you get this "25"?
Further, there is no law that states medical insurance is mandatory, regardless of the number of employees.
Email: varghese21283@gmail.com
Phone: 09961266966
From India, Thiruvananthapuram
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In case of accidents while on duty or off duty, the ESI coverage will provide shelter to the covered employees.
For the non-covered employees of ESI, the employer has to obtain a workmen's compensation policy from LIC. This will take care of other employees in case of unforeseen consequences and reduce the burden on the employer.
Taking a W.C. policy is not mandatory; it is voluntary. The employer can pay for or incur expenses in case of accidents, etc., happening to the uncovered employees if he has not taken a WC policy.
From India, Hyderabad
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For the non-covered employees of ESI, the employer has to obtain a workmen's compensation policy from LIC. This will take care of other employees in case of unforeseen consequences and reduce the burden on the employer.
Taking a W.C. policy is not mandatory; it is voluntary. The employer can pay for or incur expenses in case of accidents, etc., happening to the uncovered employees if he has not taken a WC policy.
From India, Hyderabad
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I am Naveen Kumar Joshi, belonging to the general category. I completed my CTI in 2004. As per the rules for CTI admission, the age limit is 21-40 years. However, in all posts for instructors, the age limit is 21-37. Individuals who complete their course at the age of 40 are not eligible for government jobs. Therefore, we request that the age limit for instructors be increased to 45. Sir, please guide me on how to seek relaxation for the general category and solve this age limit issue. I would be very thankful to you.
I was also retrenched from a government job after two years of service. If there are any relaxations available for the general category, please advise me.
Yours sincerely,
Naveen Kumar Joshi
Mobile number: 9417348265
Email: 263960@gmail.com
Thanks and I hope for a reply
From India, Ludhiana
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I was also retrenched from a government job after two years of service. If there are any relaxations available for the general category, please advise me.
Yours sincerely,
Naveen Kumar Joshi
Mobile number: 9417348265
Email: 263960@gmail.com
Thanks and I hope for a reply
From India, Ludhiana
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Dear all,
The questions are:
1. Is it mandatory to cover employees under medical coverage who are not covered under ESIC, i.e., above 15K?
2. If so, where can the statute stating the same be referred to?
Please note that obtaining any insurance policy in respect of employees drawing a salary/wages beyond the ceiling limits is not mandatory. It is optional and recommendable to have WC/Group Insurance from any general insurance/LIC to divert the financial burden in case of any mishap occurring and falling under the WC Act.
P K Sharma
From India, Delhi
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The questions are:
1. Is it mandatory to cover employees under medical coverage who are not covered under ESIC, i.e., above 15K?
2. If so, where can the statute stating the same be referred to?
Please note that obtaining any insurance policy in respect of employees drawing a salary/wages beyond the ceiling limits is not mandatory. It is optional and recommendable to have WC/Group Insurance from any general insurance/LIC to divert the financial burden in case of any mishap occurring and falling under the WC Act.
P K Sharma
From India, Delhi
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Dear Jaykant,
Greetings for the day.
It would be advisable to recommend to your employer to cover employees who are not beneficiaries of ESIC through Employers' liability policy by New India Insurance. In the policy, the following should be covered:
Table-A: Indemnity against legal liability for accidents to employees under
Workmen's Compensation Act 1993
Fatal Accident Act 1855
Common Law
Table-B: Indemnity against legal liability
Fatal Accident Act 1855
Common Law
Please review the details.
Thanks & Regards,
Sumit Kumar Saxena
From India, Ghaziabad
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Greetings for the day.
It would be advisable to recommend to your employer to cover employees who are not beneficiaries of ESIC through Employers' liability policy by New India Insurance. In the policy, the following should be covered:
Table-A: Indemnity against legal liability for accidents to employees under
Workmen's Compensation Act 1993
Fatal Accident Act 1855
Common Law
Table-B: Indemnity against legal liability
Fatal Accident Act 1855
Common Law
Please review the details.
Thanks & Regards,
Sumit Kumar Saxena
From India, Ghaziabad
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