Dear Senior Member Could you pls share all probable questions related to ESI act which a new HR applicant must know for any interview Thanks in advance Vivek
From India, Mumbai
6From India, Mumbai
Dear Friend
please some question
Rate of Contribution of the wages:Employers’ 4.75%,Employees’ 1.75%
Coverage Of employees:Drawing gross wages Up to Rs.15,000/- per month Engaged either directly or thru’ contractor w.e.f.01/05/2010
Manner and Time Limit For making Payment of contribution: The total amount of contribution (employee’s share and employer’s share) is to be deposited with the authorized bank through a challan in the prescribed form in on ore before 21st of month following the calendar month in which the wages fall due.
Benefits: Medical, sickness, extended sickness for certain diseases, enhanced sickness, dependents, maternity, besides funeral expenses, rehabilitation allowance, medical benefit to insured person and his or her spouse.
Contribution period: 1st April to 30th September., 1st October to 31st March
Benefit period: 1st July to 31st December., 1st January to 30th June
To be deemed as wages: • Basic pay
• Dearness allowance
• House rent allowance
• City compensatory allowance
• Overtime wages (but not to be taken into account for determining the coverage of an employee)
• Payment for day of rest
• Production incentive
• Bonus other than statutory bonus
• Night shift allowance
• Heat, Gas & Dust allowance
• Payment for unsubstituted holidays
• Meal/food allowance
• Suspension allowance
• Lay off compensation
• Children education allowance (not being reimbursement for actual tuition fee)
NOT to be deemed as wages:
• Contribution paid by kthe employer to any pension/provident fund or under ESI Act.
• Sum paid to defray special expenses entailed by the nature of employment – Daily allowance paid for the period spent on tour.
• Gratuity payable on discharge.
• Pay in lieu of notice of retrenchment compensation
• Benefits paid under the ESI Scheme.
• Encashment of leave
• Payment of Inam which does not form part of the terms of employment.
• Washing allowance for livery
• Conveyance Amount towards reimbursement for duty related journey
From India, Ahmadabad
please some question
Rate of Contribution of the wages:Employers’ 4.75%,Employees’ 1.75%
Coverage Of employees:Drawing gross wages Up to Rs.15,000/- per month Engaged either directly or thru’ contractor w.e.f.01/05/2010
Manner and Time Limit For making Payment of contribution: The total amount of contribution (employee’s share and employer’s share) is to be deposited with the authorized bank through a challan in the prescribed form in on ore before 21st of month following the calendar month in which the wages fall due.
Benefits: Medical, sickness, extended sickness for certain diseases, enhanced sickness, dependents, maternity, besides funeral expenses, rehabilitation allowance, medical benefit to insured person and his or her spouse.
Contribution period: 1st April to 30th September., 1st October to 31st March
Benefit period: 1st July to 31st December., 1st January to 30th June
To be deemed as wages: • Basic pay
• Dearness allowance
• House rent allowance
• City compensatory allowance
• Overtime wages (but not to be taken into account for determining the coverage of an employee)
• Payment for day of rest
• Production incentive
• Bonus other than statutory bonus
• Night shift allowance
• Heat, Gas & Dust allowance
• Payment for unsubstituted holidays
• Meal/food allowance
• Suspension allowance
• Lay off compensation
• Children education allowance (not being reimbursement for actual tuition fee)
NOT to be deemed as wages:
• Contribution paid by kthe employer to any pension/provident fund or under ESI Act.
• Sum paid to defray special expenses entailed by the nature of employment – Daily allowance paid for the period spent on tour.
• Gratuity payable on discharge.
• Pay in lieu of notice of retrenchment compensation
• Benefits paid under the ESI Scheme.
• Encashment of leave
• Payment of Inam which does not form part of the terms of employment.
• Washing allowance for livery
• Conveyance Amount towards reimbursement for duty related journey
From India, Ahmadabad
Dear Friend
please some question
Rate of Contribution of the wages:Employers’ 4.75%,Employees’ 1.75%
Coverage Of employees:Drawing gross wages Up to Rs.15,000/- per month Engaged either directly or thru’ contractor w.e.f.01/05/2010
Manner and Time Limit For making Payment of contribution: The total amount of contribution (employee’s share and employer’s share) is to be deposited with the authorized bank through a challan in the prescribed form in on ore before 21st of month following the calendar month in which the wages fall due.
Benefits: Medical, sickness, extended sickness for certain diseases, enhanced sickness, dependents, maternity, besides funeral expenses, rehabilitation allowance, medical benefit to insured person and his or her spouse.
Contribution period: 1st April to 30th September., 1st October to 31st March
Benefit period: 1st July to 31st December., 1st January to 30th June
To be deemed as wages: • Basic pay
• Dearness allowance
• House rent allowance
• City compensatory allowance
• Overtime wages (but not to be taken into account for determining the coverage of an employee)
• Payment for day of rest
• Production incentive
• Bonus other than statutory bonus
• Night shift allowance
• Heat, Gas & Dust allowance
• Payment for unsubstituted holidays
• Meal/food allowance
• Suspension allowance
• Lay off compensation
• Children education allowance (not being reimbursement for actual tuition fee)
NOT to be deemed as wages:
• Contribution paid by kthe employer to any pension/provident fund or under ESI Act.
• Sum paid to defray special expenses entailed by the nature of employment – Daily allowance paid for the period spent on tour.
• Gratuity payable on discharge.
• Pay in lieu of notice of retrenchment compensation
• Benefits paid under the ESI Scheme.
• Encashment of leave
• Payment of Inam which does not form part of the terms of employment.
• Washing allowance for livery
• Conveyance Amount towards reimbursement for duty related journey[/QUOTE]
From India, Ahmadabad
please some question
Rate of Contribution of the wages:Employers’ 4.75%,Employees’ 1.75%
Coverage Of employees:Drawing gross wages Up to Rs.15,000/- per month Engaged either directly or thru’ contractor w.e.f.01/05/2010
Manner and Time Limit For making Payment of contribution: The total amount of contribution (employee’s share and employer’s share) is to be deposited with the authorized bank through a challan in the prescribed form in on ore before 21st of month following the calendar month in which the wages fall due.
Benefits: Medical, sickness, extended sickness for certain diseases, enhanced sickness, dependents, maternity, besides funeral expenses, rehabilitation allowance, medical benefit to insured person and his or her spouse.
Contribution period: 1st April to 30th September., 1st October to 31st March
Benefit period: 1st July to 31st December., 1st January to 30th June
To be deemed as wages: • Basic pay
• Dearness allowance
• House rent allowance
• City compensatory allowance
• Overtime wages (but not to be taken into account for determining the coverage of an employee)
• Payment for day of rest
• Production incentive
• Bonus other than statutory bonus
• Night shift allowance
• Heat, Gas & Dust allowance
• Payment for unsubstituted holidays
• Meal/food allowance
• Suspension allowance
• Lay off compensation
• Children education allowance (not being reimbursement for actual tuition fee)
NOT to be deemed as wages:
• Contribution paid by kthe employer to any pension/provident fund or under ESI Act.
• Sum paid to defray special expenses entailed by the nature of employment – Daily allowance paid for the period spent on tour.
• Gratuity payable on discharge.
• Pay in lieu of notice of retrenchment compensation
• Benefits paid under the ESI Scheme.
• Encashment of leave
• Payment of Inam which does not form part of the terms of employment.
• Washing allowance for livery
• Conveyance Amount towards reimbursement for duty related journey[/QUOTE]
From India, Ahmadabad
some more points in relation to ESIC
1. Online submission of declaration Form of the eligible empolyees.
2. Deposit of monthly contribution to the designated bank. Challan can be generated online.
3.Submission of half yearly return.
4.Medical benefit from ESIC dispensary and hospital.
5.Leave benefit during the perioda of medical treatment issued by doctor.
6.Leave encashment as per prescribed slab during the period of medical leave granted by doctor.
7.Transfer of dispensary or local office as required by employee ( insured person)
8. Medical benefit in the higer facilitated hospital.
9.Pension to the family members in case of death of Insured Person.
10.Funeral expenses in case of on the job death of insured person.
From India, Mumbai
1. Online submission of declaration Form of the eligible empolyees.
2. Deposit of monthly contribution to the designated bank. Challan can be generated online.
3.Submission of half yearly return.
4.Medical benefit from ESIC dispensary and hospital.
5.Leave benefit during the perioda of medical treatment issued by doctor.
6.Leave encashment as per prescribed slab during the period of medical leave granted by doctor.
7.Transfer of dispensary or local office as required by employee ( insured person)
8. Medical benefit in the higer facilitated hospital.
9.Pension to the family members in case of death of Insured Person.
10.Funeral expenses in case of on the job death of insured person.
From India, Mumbai
Dear Vivek,
If you make a search on internet mentioning 'FAQ on ESI Act', you will find many such material loaded by various agencies.I have tried one, which is loaded by ESI regional office,Delhi.I have not been able to upload the same. You can try yourself.Hope you will find the same useful.
BS Kalsi
Member since Aug 2011
From India, Mumbai
If you make a search on internet mentioning 'FAQ on ESI Act', you will find many such material loaded by various agencies.I have tried one, which is loaded by ESI regional office,Delhi.I have not been able to upload the same. You can try yourself.Hope you will find the same useful.
BS Kalsi
Member since Aug 2011
From India, Mumbai
Dear Vivek,
Basic Information on ESIC, Contribution of the wages:Employers’ 4.75% and Employees’ 1.75% on the Gross Salary.
Below are Some more aditional benefits which person can avail with the help of ESIC
(a) Medical Benefit :
Full medical care is provided to an Insured person and his family members from the day he enters insurable employment. There is no ceiling on expenditure on the treatment of an Insured Person or his family member. Medical care is also provided to retired and permanently disabled insured persons and their spouses on payment of a token annual premium of Rs.120/- .
1.System of Treatment
2.Scale of Medical Benefit
3.Benefits to Retired IPs
4.Administration of Medical Benefit in a State
5.Domiciliary treatment
6.Specialist consultation
7.In-Patient treatment
8.Imaging Services
9.Artificial Limbs & Aids
10.Special Provisions
11.Reimbursement
(b) Sickness Benefit(SB) : Sickness Benefit in the form of cash compensation at the rate of 70 per cent of wages is payable to insured workers during the periods of certified sickness for a maximum of 91 days in a year. In order to qualify for sickness benefit the insured worker is required to contribute for 78 days in a contribution period of 6 months.
1.Extended Sickness Benefit(ESB) : SB extendable upto two years in the case of 34 malignant and long-term diseases at an enhanced rate of 80 per cent of wages.
2.Enhanced Sickness Benefit : Enhanced Sickness Benefit equal to full wage is payable to insured persons undergoing sterilization for 7 days/14 days for male and female workers respectively.
(c) Maternity Benefit (MB) : Maternity Benefit for confinement/pregnancy is payable for three months, which is extendable by further one month on medical advice at the rate of full wage subject to contribution for 70 daysintheprecedingyear.
d) Disablement Benefit :
1.Temporary disablement benefit (TDB) : From day one of entering insurable employment & irrespective of having paid any contribution in case of employment injury. Temporary Disablement Benefit at the rate of 90% of wage is payable so long as disability continues.
2.Permanent disablement benefit (PDB) : The benefit is paid at the rate of 90% of wage in the form of monthly payment depending upon the extent of loss of earning capacity as certified by a Medical Board.
e) Dependants' Benefit(DB) : DB paid at the rate of 90% of wage in the form of monthly payment to the dependants of a deceased Insured person in cases where death occurs due to employment injury or occupational hazards
f) OtherBenefits: Funeral Expenses: An amount of Rs.10,000/- is payable to the dependents or to the person who performs last rites from day one of entering insurable employment.
Confinement Expenses: An Insured Women or an I.P.in respect of his wife in case confinement occurs at a place where necessary medical facilities under ESI Scheme are not available
Do let me knoe incase any other infomration required on ESIC..
Thanks
Srinivasan
Resolve Business Services
From India, Bangalore
Basic Information on ESIC, Contribution of the wages:Employers’ 4.75% and Employees’ 1.75% on the Gross Salary.
Below are Some more aditional benefits which person can avail with the help of ESIC
(a) Medical Benefit :
Full medical care is provided to an Insured person and his family members from the day he enters insurable employment. There is no ceiling on expenditure on the treatment of an Insured Person or his family member. Medical care is also provided to retired and permanently disabled insured persons and their spouses on payment of a token annual premium of Rs.120/- .
1.System of Treatment
2.Scale of Medical Benefit
3.Benefits to Retired IPs
4.Administration of Medical Benefit in a State
5.Domiciliary treatment
6.Specialist consultation
7.In-Patient treatment
8.Imaging Services
9.Artificial Limbs & Aids
10.Special Provisions
11.Reimbursement
(b) Sickness Benefit(SB) : Sickness Benefit in the form of cash compensation at the rate of 70 per cent of wages is payable to insured workers during the periods of certified sickness for a maximum of 91 days in a year. In order to qualify for sickness benefit the insured worker is required to contribute for 78 days in a contribution period of 6 months.
1.Extended Sickness Benefit(ESB) : SB extendable upto two years in the case of 34 malignant and long-term diseases at an enhanced rate of 80 per cent of wages.
2.Enhanced Sickness Benefit : Enhanced Sickness Benefit equal to full wage is payable to insured persons undergoing sterilization for 7 days/14 days for male and female workers respectively.
(c) Maternity Benefit (MB) : Maternity Benefit for confinement/pregnancy is payable for three months, which is extendable by further one month on medical advice at the rate of full wage subject to contribution for 70 daysintheprecedingyear.
d) Disablement Benefit :
1.Temporary disablement benefit (TDB) : From day one of entering insurable employment & irrespective of having paid any contribution in case of employment injury. Temporary Disablement Benefit at the rate of 90% of wage is payable so long as disability continues.
2.Permanent disablement benefit (PDB) : The benefit is paid at the rate of 90% of wage in the form of monthly payment depending upon the extent of loss of earning capacity as certified by a Medical Board.
e) Dependants' Benefit(DB) : DB paid at the rate of 90% of wage in the form of monthly payment to the dependants of a deceased Insured person in cases where death occurs due to employment injury or occupational hazards
f) OtherBenefits: Funeral Expenses: An amount of Rs.10,000/- is payable to the dependents or to the person who performs last rites from day one of entering insurable employment.
Confinement Expenses: An Insured Women or an I.P.in respect of his wife in case confinement occurs at a place where necessary medical facilities under ESI Scheme are not available
Do let me knoe incase any other infomration required on ESIC..
Thanks
Srinivasan
Resolve Business Services
From India, Bangalore
Dear Srinivasan Sir,
Would you tell me that whether IP's who have taken treatment in private can get his Payment from ESIC by putting up the Bills in Dispensary. Sir its urgent as several files has been cancel by the department of not getting amount of treatment.
Regards Arihant.
From India, Surat
Would you tell me that whether IP's who have taken treatment in private can get his Payment from ESIC by putting up the Bills in Dispensary. Sir its urgent as several files has been cancel by the department of not getting amount of treatment.
Regards Arihant.
From India, Surat
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