Dear friends,
Please have a clear understanding of ESI. Once ESI is applicable to your establishment there is NO exemption in whatsoever conditions. It is NOT an option on the part of employer or employee. Having health or accident insurance is NO excuse. Coverage under ESI is a statutory obligation like EPF aimed at social security coupled with health care and management in accidents & death, all bundled in one, at throw away cost which is partly met by the employer thru' contribution. And tell which health insurance scheme/Co pays towards 'salary' during leave an employee avails? Guarantees reasonable treatment at no addl.cost to the employee, compensate for the accident sustained, irrespective of 'in the course of employment' or outside? And ensures payment, leave during maternity? Other insurance (both health & accident/life) schemes are NOT comparable with ESI, above all there is no option. Operational difficulties cannot undermine usability of ESI schemes. All please read ESI Act fully before advocating other schemes.
From India, Bangalore
1073Please have a clear understanding of ESI. Once ESI is applicable to your establishment there is NO exemption in whatsoever conditions. It is NOT an option on the part of employer or employee. Having health or accident insurance is NO excuse. Coverage under ESI is a statutory obligation like EPF aimed at social security coupled with health care and management in accidents & death, all bundled in one, at throw away cost which is partly met by the employer thru' contribution. And tell which health insurance scheme/Co pays towards 'salary' during leave an employee avails? Guarantees reasonable treatment at no addl.cost to the employee, compensate for the accident sustained, irrespective of 'in the course of employment' or outside? And ensures payment, leave during maternity? Other insurance (both health & accident/life) schemes are NOT comparable with ESI, above all there is no option. Operational difficulties cannot undermine usability of ESI schemes. All please read ESI Act fully before advocating other schemes.
From India, Bangalore
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