Dear Seniors,
How can you claim EDLI Benefits if the deceased employee is unmarried and the nominee is not registered?
What types of documents are required? Can we claim ESIC also, In which depth PF or ESI deceased employee nominee will get more benefits? In this case who will be legal hair? Please suggest.

Thanks & Regards,
Neeraj Kumar

From India, Mohali
Dear Seniors, Please give suggestion for that.
From India, Mohali
Normally, at the time an employee is registered under EPF, the employer would collect from 2 in which the employer would give the name of the person who will be entitled to get the PF accumulations and Pension in case of his death. That is sufficient for EDLI also. In the absence of form 2 declaration, the EDLI will be paid to the legal heir who can produce the legal heirship certificate.

ESi is different concept, and the death benefit is available only to those who dies while on duty and during the course of employment only. ESI death benefit to the dependents is available in the form of monthly pension payment, and not in the form of a lump sum amount. In the case of death while and in connection with employment the dependents of the employee will get both the EDLi and ESI benefits. Therefore, the question of which one is more beneficial does not arise at all.

An employee cannot be registered without giving the name of a nominee in the portal. Therefore, the HR should have given the name of nominee in the ESI portal. Please check.

From India, Kannur
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