Dear Sir,

One of our employees, whose mother was working in a different company, passed away due to a heart attack. Now, the employee wishes to withdraw the PF as he is the sole nominee for that fund, being the only son she had, as his father has also passed away.

However, the PF authorities have informed him that he cannot withdraw the PF amount because his mother worked for more than 10 years, making her eligible for a pension. Additionally, he is unable to withdraw the pension amount as he is over 25 years old.

In both scenarios, he is unable to access his own funds. We are seeking guidance on any potential solutions for him to withdraw the amount, as he is unmarried and only 26 years old. Your assistance in this matter would be greatly appreciated.

Arun J

From India, Hyderabad
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Hi, Family pension is applicable only to the two children of the deceased upto the age of 25 years . In this case as he is more then 25 years so he is Not eligible for pension . Regards Rajeev Dixit
From India, Bangalore
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Sir that is my question how he can get the money. please suggest any solution for this. In both cases he is not getting money now what he has to do? Arun J.
From India, Hyderabad
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Dear,

You have to fill out Form No. 20 for withdrawal benefits for Provident Fund accumulations. As the dependent son of the deceased has already crossed 25 years of age, he would not be eligible for withdrawal benefits under the Employees' Pension Scheme, 1995. You have to apply for the withdrawal of PF accumulations by filling out Form No. 20 and getting it signed by the employer. Additionally, if the death of the member occurred while in service, the dependents of the deceased will be eligible for EDLI benefits in accordance with the provisions of the EDLI Scheme. Please do not forget to attach the death certificate attested by the employer to claim PF and EDLI accumulations.

Regards,

R. B. Yadav

From India, Gurugram
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There seems to be confusion that the PF guys are trying to exploit. The contribution has 2 parts. The first part is the employee contribution and the interest on that. That definitely belongs to the nominee, and irrespective of his age, he will receive that money.

The second part is what the company is contributing. Part of that amount goes to the family pension fund, which the nominee will not receive as he has crossed the limit. The part of the employer contribution that went to the PF accumulation is what the nominee can receive. Ask your PF consultant to assist him. They usually have contacts within the department and can expedite the process of receiving the money.

From India, Mumbai
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dear all seniors dont describe the other benefits please suggest when the claimant cross the limit of 25 year and there is not other younger family member pardeep sharma
From India, Mumbai
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Dear,

The nominee will be eligible for the following benefits:

1. PF accumulations
2. Insurance
3. Lumpsum in lieu of pension (Return of capital)

He needs to file Form 20 & 10(C) along with the death certificate and family certificate. If he needs any help, please let me know.

JMK

From India, Hyderabad
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Dear, If she is working in different company. She will get only benefit of one PF account. Rest, the boy is eligible for getting both the share of money. WBR Parvez
From India, Ahmadabad
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Let's the member know the claiments mothers different company's service period or different company name. If she was working during here death than her son is liable to get whole amount of PF and pension fund along with Insurance.

Procedure for death claim should be followed. If she was left the amount in other's company than her son can claim both by providing the death certificate if he is the nominee. The members should know the details of service.

Thanks.

From India, Rourkela
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Dear JMK, Please clarify in details in respect of Lumpsum in lieu of pension(Return of capital) Waiting favorable reply & also Mr.Arun J. also needs so far . reg
From India, Pune
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