Dear All,
My organization comes under the Factories Act and does not fall under the ESI area. We have already taken a Workmen's Compensation policy for all workmen. Is it necessary to take a mediclaim policy even though I have already taken a W/C policy? What is the compliance?
Thanks,
Reshma
9930368108
From India, Mumbai
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My organization comes under the Factories Act and does not fall under the ESI area. We have already taken a Workmen's Compensation policy for all workmen. Is it necessary to take a mediclaim policy even though I have already taken a W/C policy? What is the compliance?
Thanks,
Reshma
9930368108
From India, Mumbai
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Dear Reshma,
Mediclaim policy is not mandatory. It is the responsibility of the employer to take care of the compensation part; hence, in the absence of ESI, it is better to cover all the employees under WC policy; otherwise, it will be very costly for the management.
In the absence of ESI, the maternity benefit needs to be borne by the management as per the Maternity Benefit Act.
Thanks and regards,
Kameswarao
From India, Hyderabad
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32Mediclaim policy is not mandatory. It is the responsibility of the employer to take care of the compensation part; hence, in the absence of ESI, it is better to cover all the employees under WC policy; otherwise, it will be very costly for the management.
In the absence of ESI, the maternity benefit needs to be borne by the management as per the Maternity Benefit Act.
Thanks and regards,
Kameswarao
From India, Hyderabad
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Dear Sir,
Thank you very much for your assistance. There is one more question I have following our discussion. You mentioned that the coverage provided is applicable only in the event of death, partial, or permanent disability. If hospitalization occurs, the company is not able to provide any assistance. Am I correct in understanding this?
Secondly, could you please guide me on where I can find information regarding the Workers' Compensation Act and the details of the mediclaim policy?
Regards,
Reshma
9930368108
From India, Mumbai
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Thank you very much for your assistance. There is one more question I have following our discussion. You mentioned that the coverage provided is applicable only in the event of death, partial, or permanent disability. If hospitalization occurs, the company is not able to provide any assistance. Am I correct in understanding this?
Secondly, could you please guide me on where I can find information regarding the Workers' Compensation Act and the details of the mediclaim policy?
Regards,
Reshma
9930368108
From India, Mumbai
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Dear Ms. Reshma,
Even in the event of death or partial/permanent disability occurring during the course of employment, it is the liability of the employer. In the case of hospitalization, except under occupational hazard, the management is not responsible; however, on humanitarian grounds, first aid should be provided.
Workers' Compensation (W/C) is an act that can be obtained from any bookstore selling law books. Mediclaim is a health insurance policy available from companies like ICICI, LIC, New India General Insurance, among others. If you require further information, please contact me at my email address kraos_1954@yahoo.co.in.
Thanks and regards,
Kameswarao
From India, Hyderabad
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Even in the event of death or partial/permanent disability occurring during the course of employment, it is the liability of the employer. In the case of hospitalization, except under occupational hazard, the management is not responsible; however, on humanitarian grounds, first aid should be provided.
Workers' Compensation (W/C) is an act that can be obtained from any bookstore selling law books. Mediclaim is a health insurance policy available from companies like ICICI, LIC, New India General Insurance, among others. If you require further information, please contact me at my email address kraos_1954@yahoo.co.in.
Thanks and regards,
Kameswarao
From India, Hyderabad
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Reshma you can contact me for information on mediclaim and other products can u tell me your employee stregnth and the location ?
From India, Mumbai
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From India, Mumbai
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If an employee in the company is about to become the father, is maternity benefit extended to him?
From India, Delhi
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From India, Delhi
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Hi Ramneet Only women employees are eligible for maternity benefit. Some companies provide 3-5 days of paid leave as paternity benefit Regards Mahesh T Nair
From India, Coimbatore
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From India, Coimbatore
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Hi, Firstly the question itself not understanable. If a company comes under factories act, how you escape from esi unless if all workmen are drawing mor then 10000/-.
From India, Madras
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From India, Madras
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Dear Mr. Sundaram,
If the area where your factory is situated is quite far from the ESI dispensary, then the ESI Corporation won't cover your organization under the ESI Act because it will be difficult for the ESI to extend the benefits, even though you have 10+ employees in your organization. Some organizations, like BHEL, which have their own fully-fledged hospitals, are not required to cover their employees.
I believe you now have a clear understanding.
Regards,
Kameswarao
From India, Hyderabad
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If the area where your factory is situated is quite far from the ESI dispensary, then the ESI Corporation won't cover your organization under the ESI Act because it will be difficult for the ESI to extend the benefits, even though you have 10+ employees in your organization. Some organizations, like BHEL, which have their own fully-fledged hospitals, are not required to cover their employees.
I believe you now have a clear understanding.
Regards,
Kameswarao
From India, Hyderabad
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Employee reference policy.doc