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One of my cousins worked for 3.3 years at a Four Wheeler Automobile Service Company in Madurai, Tamil Nadu. In September 2019, he was on duty for the General shift starting at 9:00 a.m. Around 11:30 a.m., he suddenly fell down and was immediately taken to the hospital for treatment.
The doctor examined him and diagnosed a heart attack, providing the necessary treatment. Unfortunately, after one week, he passed away. He was covered under ESIC & EPF, and his spouse availed those benefits. Will his spouse receive any benefits from the Labour Welfare Fund? What are the procedures for this? Please guide us.
**Location**: Chennai, India

From India, Chennai

Labour Welfare Fund Benefits for Spouse in Case of Employee's Death

In this scenario, the spouse of your cousin, who unfortunately passed away due to a heart attack while being covered under ESIC and EPF, may be eligible for benefits from the Labour Welfare Fund. Here are the procedures to follow to avail these benefits:

1. Check Eligibility:
- Verify if the deceased employee was contributing to the Labour Welfare Fund during his employment. This can be confirmed with the employer or the fund's office.

2. Documentation:
- Collect all relevant documents such as the death certificate, ESIC & EPF details, marriage certificate, and any other required paperwork.

3. Application Submission:
- Visit the local Labour Welfare Fund office in Chennai, India, and submit a formal application for claiming the benefits on behalf of the spouse.

4. Claim Process:
- The Labour Welfare Fund authorities will process the claim and assess the eligibility based on the submitted documents.

5. Verification:
- Authorities may conduct a verification process to validate the information provided in the application and ensure compliance with the fund's regulations.

6. Benefit Disbursement:
- If the claim is approved, the spouse will receive the entitled benefits from the Labour Welfare Fund.

7. Follow-Up:
- Maintain communication with the fund office to track the progress of the claim and address any additional requirements promptly.

It's crucial to adhere to the procedures set by the Labour Welfare Fund to facilitate a smooth processing of the claim and ensure the spouse receives the rightful benefits during this challenging time. For specific details and forms required, it's advisable to directly contact the local Labour Welfare Fund office in Chennai, India.

🏦 Ensure all necessary documents are accurately prepared and submitted.
📝 Stay informed about the claim status by regularly following up with the fund office.
🔍 Cooperate with any verification processes initiated by the authorities to expedite the benefit approval.

From India, Gurugram

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