No Tags Found!

Dear Seniors,

Is the employee eligible for medical benefits under ESI even after his contributions are stopped, as his salary is more than Rs. 15,000? Benefits like sickness and maternity are dependent on contributions paid. What about medical benefits like OPD treatment - is the employee eligible even in his later years when he is not contributing to ESI?

Regards,
Suresh

From India, Bangalore
Acknowledge(0)
Amend(0)

Dear Seniors, Eager to have your point of view on the above subject matter. Please provide your opinion on this. Regards, Suresh
From India, Bangalore
Acknowledge(0)
Amend(0)

Dear Suresh ji,

The answer is yes to your question - is the employee eligible for medical benefits under ESI even after his contributions are stopped?

IP is eligible for medical benefits until the corresponding benefit period is over. This corresponding benefit period starts after the contribution period, i.e., after contributions are stopped.

Apart from this, IP is eligible for the following benefits even after his contributions are stopped:

1. Old Age Medical Care: This benefit is available to IP retiring on reaching the age of superannuation or under VRS / ERS, and persons having to leave service due to permanent disability. IP and spouse are eligible for this medical care on payment of Rs. 120/- per year.

2. Rajiv Gandhi Shramik Kalyan Yojana: Under this scheme, unemployment allowance is introduced by the corporation w.e.f. 01.04.2005. IP who became unemployed after being insured for 3 or more years, due to the closure of the Factory / Establishment, retrenchment, or permanent disability, are entitled to:
(i) Unemployment allowance equal to 50% of wage for a maximum period up to 1 year;
(ii) Medical care for self and family from ESI Hosp. / Dispensaries during the period IP receives unemployment allowance.

From India, Mumbai
Acknowledge(0)
Amend(0)

Engage with peers to discuss and resolve work and business challenges collaboratively - share and document your knowledge. Our AI-powered platform, features real-time fact-checking, peer reviews, and an extensive historical knowledge base. - Join & Be Part Of Our Community.





Contact Us Privacy Policy Disclaimer Terms Of Service

All rights reserved @ 2025 CiteHR ®

All Copyright And Trademarks in Posts Held By Respective Owners.