Hi, I have to frame the medical insurance policy for the employees of our company. Our coverage limit is 2lac/per family. Sum insured - INR 2lakh/per employee. Please help me to draft it.
From India, Delhi
Acknowledge(0)
Amend(0)
From India, Delhi
Acknowledge(0)Amend(0)
Hi,
You can start with the objective of the policy. Brief about the scope of the policy. Whether all employees are eligible or only confirmed employees. Coverage limit per employee, coverage applicable only for the employee or family of the employee. For unmarried employees, it includes Father and Mother. For married employees, spouse and two children or three children. Zero waiting period which means from day 1 coverage, whether individual cover or floater cover. Disease-wise sublimit if any.
Claiming options: Cashless/reimbursement options. Brief about network/non-network hospitals. Per day bed/ICU charges upper limit.
In case of resignation in the middle of the policy tenure, the employee cannot avail the benefit.
You can consolidate the above and present it as a Policy.
From India, Madras
Acknowledge(0)Amend(0)
1153You can start with the objective of the policy. Brief about the scope of the policy. Whether all employees are eligible or only confirmed employees. Coverage limit per employee, coverage applicable only for the employee or family of the employee. For unmarried employees, it includes Father and Mother. For married employees, spouse and two children or three children. Zero waiting period which means from day 1 coverage, whether individual cover or floater cover. Disease-wise sublimit if any.
Claiming options: Cashless/reimbursement options. Brief about network/non-network hospitals. Per day bed/ICU charges upper limit.
In case of resignation in the middle of the policy tenure, the employee cannot avail the benefit.
You can consolidate the above and present it as a Policy.
From India, Madras
Acknowledge(0)Amend(0)Engage with peers to discuss and resolve work and business challenges collaboratively - share and document your knowledge. Our AI-powered platform, features real-time fact-checking, peer reviews, and an extensive historical knowledge base. - Join & Be Part Of Our Community.
Medical Benefit For Dependent Under The Employees State Insurance (Central) Rules,1950 Increased.pdf
Job Description - Banking & Insurance.doc