Hi all,
Can anyone tell me about ESIC and Mediclaim? If employees are eligible for ESIC, are they also applicable for Mediclaim? Can employees avail of both ESIC and Mediclaim facilities?
Thank you.
From India, Pune
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1Can anyone tell me about ESIC and Mediclaim? If employees are eligible for ESIC, are they also applicable for Mediclaim? Can employees avail of both ESIC and Mediclaim facilities?
Thank you.
From India, Pune
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Dear Sonali Vardam,
ESI coverage or entitlement is by statute, whereas mediclaim is not mandated by any statute but is voluntarily opted for by paying a premium. Claims under a mediclaim policy are settled against original bills. If you are already receiving facilities or benefits under ESI, how can you submit a claim under a mediclaim policy? There is no restriction on opting for a mediclaim policy while being covered under ESI.
From India, Mumbai
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ESI coverage or entitlement is by statute, whereas mediclaim is not mandated by any statute but is voluntarily opted for by paying a premium. Claims under a mediclaim policy are settled against original bills. If you are already receiving facilities or benefits under ESI, how can you submit a claim under a mediclaim policy? There is no restriction on opting for a mediclaim policy while being covered under ESI.
From India, Mumbai
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