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Kindly suggest organizations, societies, welfare trusts, or any other options for bank employee benefits beyond employer-provided benefits like PF and Gratuity. These are programs where employees can enroll to secure their future benefits.

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Dear Friend,

You can consider investing in the Notified Pension Scheme. It's a social security scheme provided by the government and managed by NSDL. This scheme offers additional tax benefits under sections 80CCD(1) and 80CCD(2).

Unlike PF, the money invested in NPS has exposure to equities, resulting in higher returns compared to PF over a period of time.

Regards,
Rahul Chhabra

From India, Delhi
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