Hi, I have recently joined an MNC as an HR Executive, and I came to know that I am not covered by ESIC as per the updated norms because my salary exceeds 21k. The company has provided health insurance, but the premium is deducted from my salary. So, I am unsure if ESIC is applicable in my case. I just want to clarify this matter, nothing else.
Regards,
Shraddha
From India, Pune
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Regards,
Shraddha
From India, Pune
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It is not applicable unless it was mentioned in your terms of appointment/ salary details or without your subsequent consent.
From India, Kolkata
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260From India, Kolkata
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Thanks for prompt reply. Its not mentioned in appointment letter.
From India, Pune
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From India, Pune
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But is it compulsory to opt for health insurance as i do have my personal insurance. If i dont want this facility from company so may i ask them to add that amount in net salary.
From India, Pune
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From India, Pune
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In case the premium is being borne by you, then it is totally your discretion either to opt or not. P k Sharma
From India, Delhi
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From India, Delhi
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Thank you so much as this will help me to discuss with my employer.
From India, Pune
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From India, Pune
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Hi Shraddha,
Greetings of the day!!!
Please clarify: Is the company deducting the Group health insurance amount from your CTC or the insurance amount from your gross salary? If it's from the CTC, then you cannot do anything as it's from the CTC.
From India, Pune
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Greetings of the day!!!
Please clarify: Is the company deducting the Group health insurance amount from your CTC or the insurance amount from your gross salary? If it's from the CTC, then you cannot do anything as it's from the CTC.
From India, Pune
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Hello Ashish,
It's a group health insurance amount. Initially, in the salary breakup, a certain amount is shown as a deduction for ESIC. However, after clarifying the new norms of ESIC, they added that amount to my take-home pay. Later, they decided to deduct the insurance amount from that. This is why I am a bit confused about it.
From India, Pune
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It's a group health insurance amount. Initially, in the salary breakup, a certain amount is shown as a deduction for ESIC. However, after clarifying the new norms of ESIC, they added that amount to my take-home pay. Later, they decided to deduct the insurance amount from that. This is why I am a bit confused about it.
From India, Pune
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