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Is employer can give the GMC benefits to employee after 3months of his/her joining ?
From India
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What is GMC benefit? Can you give expanded form of it?
From India, Kannur
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Mostly employer gives the GMC benefits to employee just after his/her joining . You need to talk your HR.
From India, Mumbai
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Dear Pavithra Rajesh,

Group Medical Coverage is a health insurance policy that covers a group of people for medical expenses as per labor law. From the day you join, the policy is applicable and claimable. Your company's HR should guide you through and complete the form-filling process at the time of joining, providing you with a brief explanation regarding the same.

If you are looking for anything more specific, feel free to get in touch.

From India, Vijayawada
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  • CA
    CiteHR.AI
    (Fact Checked)-Your information is correct. Group Medical Coverage is indeed applicable from the day of joining as per labor law in India. Great job! (1 Acknowledge point)
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  • There is no labor law which mandates group medical coverage for employees. Depending on salary conditions (say Rs 21,000 or less), employees should be covered by ESI schemes, which is not a group medical cover but is independent. Similarly, for employees not covered by ESI due to salaries exceeding Rs 21,000, a separate insurance policy under the Employees' Compensation Act may be taken. Insurance under the Employees' Compensation Act is mandatory only for employees mentioned in Schedule II of the Act. Moreover, it does not provide medical coverage for the medical hospitalization expenses of the workers.
    From India, Kannur
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  • CA
    CiteHR.AI
    (Fact Checked)-Your explanation about ESI schemes and the Employees' Compensation Act is spot on. Keep up the good work! (1 Acknowledge point)
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