Dear all,
Please guide me when an employee's salary crosses the limit of wages, i.e., 21000/- for being applicable to be a member of ESIC, what other measures can be taken to provide them with medical facilities.
Secondly, what are the employer's obligations in this situation.
Regards
From India, New Delhi
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18Please guide me when an employee's salary crosses the limit of wages, i.e., 21000/- for being applicable to be a member of ESIC, what other measures can be taken to provide them with medical facilities.
Secondly, what are the employer's obligations in this situation.
Regards
From India, New Delhi
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If not covered under ESIC due to wages above the coverage limit, the organization should obtain insurance in lieu of the EC Act. As an extra legal facility, the organization may obtain Group Mediclaim, Group Personal Insurance, etc.
S K Bandyopadhyay (WB, Howrah) CEO-USD HR Solutions +91 98310 81531
USD HR Solutions – To strive towards excellence with effort and integrity
From India, New Delhi
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S K Bandyopadhyay (WB, Howrah) CEO-USD HR Solutions +91 98310 81531
From India, New Delhi
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Just I wish to slightly differ from the reply of Mr. S.K.B. The method of calculation and scale of compensation in respect of any injury or death arising out of an employment accident under the E.C. Act, 1923 is different from that of any insurance policy other than an insurance policy under the E.C. Act. Therefore, such a policy is a must in respect of employees escaping the coverage of the provisions of the ESI Act, 1948.
From India, Salem
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From India, Salem
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Respected Umakanthan Ji,
First of all, thank you for your prompt response.
I have only 3-4 employees working as housekeeping supervisors whose basic wages are above 21000 with the recent revision of minimum wages. Do I need to provide medical insurance for the individual employee or for the employee and their family? Additionally, what should be the coverage amount for the medical insurance?
Thanks & Regards
From India, New Delhi
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First of all, thank you for your prompt response.
I have only 3-4 employees working as housekeeping supervisors whose basic wages are above 21000 with the recent revision of minimum wages. Do I need to provide medical insurance for the individual employee or for the employee and their family? Additionally, what should be the coverage amount for the medical insurance?
Thanks & Regards
From India, New Delhi
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First of all, I would like to mention that Insurance in lieu of EC Act means the specific insurance that will satisfy all the conditions of the EC Act. It is available with General Insurance Companies in the Government sector and also in the Private sector. It is an unnamed policy.
Now, in response to the queries made by Indu182 to Mr. Umakanthan, I must emphasize that it is essential to cover 3-4 employees under Insurance in lieu of the EC Act. Additionally, if the organization voluntarily chooses to provide a Mediclaim policy as an extra legal facility, it is up to the decision of the organization. There is no legal compulsion.
S K Bandyopadhyay (WB, Howrah) CEO-USD HR Solutions +91 98310 81531 USD HR Solutions – To strive towards excellence with effort and integrity
From India, New Delhi
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Now, in response to the queries made by Indu182 to Mr. Umakanthan, I must emphasize that it is essential to cover 3-4 employees under Insurance in lieu of the EC Act. Additionally, if the organization voluntarily chooses to provide a Mediclaim policy as an extra legal facility, it is up to the decision of the organization. There is no legal compulsion.
S K Bandyopadhyay (WB, Howrah) CEO-USD HR Solutions +91 98310 81531
From India, New Delhi
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