I worked in Central PSUs. I retired in Oct 1995. The EPS came into effect later. Was there any FPS for CPSU employees? I do not remember having enrolled in it. How to find out? Am I eligible for PL?

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Family Pension Scheme (FPS) for CPSU Employees

Considering your query regarding the Family Pension Scheme (FPS) for Central Public Sector Undertaking (CPSU) employees, here is a practical guide to address your concerns:

1. Verification of FPS Enrollment:
- Contact the relevant pension authority or department where you were employed during your service. They should have records of your pension scheme enrollment, including FPS participation.
- Provide your personal details, service details, and retirement information for accurate verification.

2. Eligibility for Pension Benefits:
- As you retired before the implementation of the Employees' Pension Scheme (EPS), your eligibility for FPS benefits will depend on your specific pension scheme and its provisions at the time of your retirement.
- FPS eligibility criteria may vary based on individual circumstances and the pension scheme in place during your service tenure.

3. Procedure to Determine Eligibility:
- Seek assistance from the pension authority to review your pension scheme documents and assess if FPS was applicable to CPSU employees during your service period.
- Clarify any doubts regarding FPS enrollment and eligibility criteria with the pension department.

4. Eligibility for Pensionary Benefits (PL):
- The eligibility for Pensionary Benefits (PL) post-retirement is usually governed by the pension scheme rules applicable during your service.
- Consult with the pension authority to understand your entitlement to PL based on the rules prevalent at the time of your retirement.

5. Seek Professional Advice:
- If you encounter challenges in obtaining information or determining your eligibility, consider seeking advice from a pension consultant or legal expert specializing in pension matters.
- Professional guidance can help navigate complex pension regulations and ensure you receive the benefits you are entitled to.

By following these steps and seeking clarification from the pension authority, you can gain insights into your FPS enrollment status and eligibility for pension benefits according to the CPSU pension scheme in effect during your service tenure.

From India, Gurugram
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