Anonymous
My wife is working in a corporate company, she have esi coverage, esi registered date is 16/07/2013. now she want to avail maternity benefit..expected delivery date is 03/06/2014. what are the benefits she can avail?
From India, Calicut
Sir,

(1) Medical Benefit (medical facilities in ESI institutions) will be available.

(2) So far as Maternity Benefit (cash benefit) is concerned, kindly see Rule 56 of ESI (Central) Rules, 1950 which lays down that an insured woman shall be qualified to claim maternity benefits for a confinement occurring or expected to occur in a benefit period, if the contributions in respect of her were payable for not less than seventy days in the immediately preceding two consecutive contribution periods. Kindly see the Returns of contribution submitted / to be submitted by the employer of the unit for the periods ending September, 2013 & March, 2014.

Maternity Benefit is payable subject to eligibility for a period of six weeks + one month (in case of sickness arising out of maternity/confinement). The daily rate of maternity benefit is equal to the standard benefit rate during the corresponding contribution period and can be ascertained from the Returns of Contribution submitted by employer.

If you consider necessary, I will suggest you to visit and contact appropriate Branch Office of ESIC to which the insured woman is attached and confirm regarding her eligibility for Maternity Benefit (cash benefit) and rate of cash benefit, if otherwise eligible as per above Rule.

From India, Noida
Mr Shameem
If contributions are paid/payable for your wife for 70 or more days for the contribution periods ending 9/13 and 3/14 then she will be eligible for medical and maternity benefits.
For more discussion
Varghese Mathew
9961266966

From India, Thiruvananthapuram
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