Dear Seniors,
I have been working in my current company for 3 years. When I joined, my PF was not being deducted from my salary because my basic pay exceeded 6500/-. Now, I would like to have PF deductions initiated. Is this possible, and if so, will it be effective from the date of my joining?
Regards,
Anshu
From India, Gurgaon
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4I have been working in my current company for 3 years. When I joined, my PF was not being deducted from my salary because my basic pay exceeded 6500/-. Now, I would like to have PF deductions initiated. Is this possible, and if so, will it be effective from the date of my joining?
Regards,
Anshu
From India, Gurgaon
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Dear HR,
According to the PF law, even for a basic salary exceeding 6500, PF contributions should be deducted. However, many employers are not adhering to this requirement in order to avoid the employer contribution. Please inquire with your HR department about this matter.
Lakshmi Narayana
9866917232
From India, Hyderabad
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According to the PF law, even for a basic salary exceeding 6500, PF contributions should be deducted. However, many employers are not adhering to this requirement in order to avoid the employer contribution. Please inquire with your HR department about this matter.
Lakshmi Narayana
9866917232
From India, Hyderabad
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Dear Anshu, As rightly said by Lakshmi Narayana, PF even above Rs. 6500 basic is essential to be deducted. Please ask your HR to implement the same immediately. Regards Annie
From India, Chennai
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From India, Chennai
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Dear Annie,
I am in HR only. At the time of joining, I filled Form 1.1. There were many PF audits by PF officers and no such issue was raised. To my knowledge, there are some companies following such practice.
Regards,
Anshu
From India, Gurgaon
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I am in HR only. At the time of joining, I filled Form 1.1. There were many PF audits by PF officers and no such issue was raised. To my knowledge, there are some companies following such practice.
Regards,
Anshu
From India, Gurgaon
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Dear Mr. Amit,
Thank you for your response, but my query remains unresolved. Since the day I joined, my PF has not been deducted due to my Basic salary being more than 6500/-. I now wish to have my PF deductions initiated. Is this possible?
Regards,
Anshu
From India, Gurgaon
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Thank you for your response, but my query remains unresolved. Since the day I joined, my PF has not been deducted due to my Basic salary being more than 6500/-. I now wish to have my PF deductions initiated. Is this possible?
Regards,
Anshu
From India, Gurgaon
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Dear Anshu,
Yes, PF can be deducted if you want, even if your basic salary is more than INR 6500. However, in some cases, if the basic salary is more than INR 6500, employers or HR calculate the PF assuming the base salary to be INR 6500 only. In your case, if the PF is being deducted, it would be effective from the date of the first deduction only. You should consult your HR for any further clarification.
Regards,
Prabhat
+919709470475
mishra.prabhat111@gmail.com
From India, Mumbai
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Yes, PF can be deducted if you want, even if your basic salary is more than INR 6500. However, in some cases, if the basic salary is more than INR 6500, employers or HR calculate the PF assuming the base salary to be INR 6500 only. In your case, if the PF is being deducted, it would be effective from the date of the first deduction only. You should consult your HR for any further clarification.
Regards,
Prabhat
+919709470475
mishra.prabhat111@gmail.com
From India, Mumbai
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Dear Anshu,
As you have explained that you want PF to be deducted from your salary even though you have been working for 3 years. If PF is being deducted from your salary, it will come into effect from the date, i.e., the particular month from which the deduction will start.
Regards,
Prabhat
From India, Mumbai
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As you have explained that you want PF to be deducted from your salary even though you have been working for 3 years. If PF is being deducted from your salary, it will come into effect from the date, i.e., the particular month from which the deduction will start.
Regards,
Prabhat
From India, Mumbai
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From India, Delhi
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If you can provide the text in a more readable format, I would be happy to assist you with correcting any spelling, grammar, or punctuation mistakes.
Please paste the text in a simple text format so that I can review and make the necessary corrections. Thank you.
From India, Delhi
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Dear Anshu,
Please understand the deduction of Provident Fund above the basic of Rs. 6500/- is an optional choice on the part of an employee. Now if you want to opt out of the PF, the company has to take a declaration form from you stating that you are opting out of PF and will not be contributing.
First, check if you have filled up such a declaration form.
You can also choose to become a member of PF. However, if you have already given a declaration, your membership will start only from the day you opt for deduction. In this case, you will need to provide some forms again, which your HR can guide you on.
Another option is to open a Public Provident Fund account in SBI and regularly deposit the amount of PF. This will earn good returns, and you will also have tax-free income at the end of the 15-year period.
Please note that the New Employee Pension Scheme requires a minimum of ten years of continuous membership with contributions to become eligible for a pension and other benefits.
I suggest reading the EPFO website to gain more information on the same.
All the best.
Archana Bhatt
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Please understand the deduction of Provident Fund above the basic of Rs. 6500/- is an optional choice on the part of an employee. Now if you want to opt out of the PF, the company has to take a declaration form from you stating that you are opting out of PF and will not be contributing.
First, check if you have filled up such a declaration form.
You can also choose to become a member of PF. However, if you have already given a declaration, your membership will start only from the day you opt for deduction. In this case, you will need to provide some forms again, which your HR can guide you on.
Another option is to open a Public Provident Fund account in SBI and regularly deposit the amount of PF. This will earn good returns, and you will also have tax-free income at the end of the 15-year period.
Please note that the New Employee Pension Scheme requires a minimum of ten years of continuous membership with contributions to become eligible for a pension and other benefits.
I suggest reading the EPFO website to gain more information on the same.
All the best.
Archana Bhatt
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Dear Seniors,
I have been working at my current company for three years. When I initially joined, my PF deductions were not made as my basic salary exceeded Rs. 6500/-. Now, I wish to have PF deductions made. Is this possible, and if so, will it be effective from my date of joining?
Regards,
Anshu
---
Dear Mr. Anshu,
Since your basic salary at the time of joining was Rs. 6500/-, you were classified as an Excluded Employee under the EPF Act, and contributions may not have been deducted.
If you now wish to have PF deductions made, this can be arranged by both you and your employer submitting Willingness Letters to the EPFO, requesting the deduction of PF contributions. These contributions can then be paid along with those of other PF members in your company.
Regards,
Padala Venkata Subba Rao
Welfare Officer
Sri Sarvaraya Sugars Limited
Coca-Cola Bottling Unit
Kesavara, East Godavari (AP)
From India, Hyderabad
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I have been working at my current company for three years. When I initially joined, my PF deductions were not made as my basic salary exceeded Rs. 6500/-. Now, I wish to have PF deductions made. Is this possible, and if so, will it be effective from my date of joining?
Regards,
Anshu
---
Dear Mr. Anshu,
Since your basic salary at the time of joining was Rs. 6500/-, you were classified as an Excluded Employee under the EPF Act, and contributions may not have been deducted.
If you now wish to have PF deductions made, this can be arranged by both you and your employer submitting Willingness Letters to the EPFO, requesting the deduction of PF contributions. These contributions can then be paid along with those of other PF members in your company.
Regards,
Padala Venkata Subba Rao
Welfare Officer
Sri Sarvaraya Sugars Limited
Coca-Cola Bottling Unit
Kesavara, East Godavari (AP)
From India, Hyderabad
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Hello All,
My company doesn't deduct PF for the employees as the strength is under 20. Also, all of their Basic is above ₹6500/-. Is it compliant if we do not deduct PF for any employee even after we increase the employee strength above 20 and basic > ₹6500/-? Your views would be highly appreciated.
Regards,
Simi
From India, Delhi
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My company doesn't deduct PF for the employees as the strength is under 20. Also, all of their Basic is above ₹6500/-. Is it compliant if we do not deduct PF for any employee even after we increase the employee strength above 20 and basic > ₹6500/-? Your views would be highly appreciated.
Regards,
Simi
From India, Delhi
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Provident Fund - Excluded Employee - Definition.pdf