Dear All,
We have branches pan India. We are covered under the ESI Scheme, with all branches except one falling under the ESI Non-Implemented area.
We have a Personal Accident Insurance Policy for all employees, irrespective of their designation or salary.
1. Should we take out an Employers' Liability Insurance policy for employees working in the branch located in the ESI Non-Implemented area, in addition to the Personal Accident Insurance we already have?
2. Do we need to cover employees whose salary exceeds Rs. 15,000 and are therefore out of ESI coverage, under the Employers' Liability Insurance, in addition to the existing Personal Accident Insurance, or is the PA policy sufficient?
Regards,
erv
From India, Madras
Acknowledge(0)
Amend(0)
2We have branches pan India. We are covered under the ESI Scheme, with all branches except one falling under the ESI Non-Implemented area.
We have a Personal Accident Insurance Policy for all employees, irrespective of their designation or salary.
1. Should we take out an Employers' Liability Insurance policy for employees working in the branch located in the ESI Non-Implemented area, in addition to the Personal Accident Insurance we already have?
2. Do we need to cover employees whose salary exceeds Rs. 15,000 and are therefore out of ESI coverage, under the Employers' Liability Insurance, in addition to the existing Personal Accident Insurance, or is the PA policy sufficient?
Regards,
erv
From India, Madras
Acknowledge(0)Amend(0)Looking for something specific? - Join & Be Part Of Our Community and get connected with the right people who can help. Our AI-powered platform provides real-time fact-checking, peer-reviewed insights, and a vast historical knowledge base to support your search.