Hi
Can any body suggest in this regard,
1. How will Workmen Compensation (W.C) Rules apply to the Employees?
2. Without Deductions' how can we claim the amounts? ie Permanent, Partial disablements.
3. To whom we can approach for any accident is occurred under W.C Act.
4. Are the Medical Insurance & W.C Act same, are not?
5. Is an employee covered under both ESI & Medical Insurance.
6. Is an Employee covered under both ESI & Workmen Compensation?
Please suggest your valuable ideas.
Expecting your replies at the earliest.
With Regards :: Ramesh…
From India, Hyderabad
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Can any body suggest in this regard,
1. How will Workmen Compensation (W.C) Rules apply to the Employees?
2. Without Deductions' how can we claim the amounts? ie Permanent, Partial disablements.
3. To whom we can approach for any accident is occurred under W.C Act.
4. Are the Medical Insurance & W.C Act same, are not?
5. Is an employee covered under both ESI & Medical Insurance.
6. Is an Employee covered under both ESI & Workmen Compensation?
Please suggest your valuable ideas.
Expecting your replies at the earliest.
With Regards :: Ramesh…
From India, Hyderabad
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Dear Ramesh,
Employees of any organization are covered under either the ESI Act or WCA (since the definition of a workman was amended under WCA, and even executives are now covered under the Act). If your organization is providing medical facilities and has an exemption under the ESI Act, then for any compensation for employment injury, the rules of your company or compensation under WCA will be admissible, whichever is more beneficial for the employee. If there is no dispute about the amount of compensation, it can be given straightaway to the employee without approaching any authority.
I hope this information is useful for you.
Thanks
From India, Mumbai
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2Employees of any organization are covered under either the ESI Act or WCA (since the definition of a workman was amended under WCA, and even executives are now covered under the Act). If your organization is providing medical facilities and has an exemption under the ESI Act, then for any compensation for employment injury, the rules of your company or compensation under WCA will be admissible, whichever is more beneficial for the employee. If there is no dispute about the amount of compensation, it can be given straightaway to the employee without approaching any authority.
I hope this information is useful for you.
Thanks
From India, Mumbai
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Those who are not covered by the ESI Act are to be paid compensation for employment injuries following the Workmen Compensation Act. Under the WC Act, the employer is responsible to pay the compensation. Therefore, no deduction in anticipation of accidents shall be made from the salary of the employees. Various rates depending upon the disability caused are mentioned in the schedule attached to the Act itself. In case of disputes, an officer designated by the appropriate government (normally the District Labour Officer/Commissioner) shall be approached.
An employee covered under the ESI will get compensation from the ESI Corporation, and in such cases, the employer has no obligation.
Medical insurance is a different option. The employer can insure the employees against probable accidents and disabilities. Medical insurance is a welfare measure only, but with this, the employer is not freed from the compensation payable under the WC Act. However, some general insurance companies have a policy to cover the employer's liability in the case of workmen's compensation for which policy premiums paid shall exclusively be taken by the employer himself.
Regards,
Madhu.T.K
From India, Kannur
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An employee covered under the ESI will get compensation from the ESI Corporation, and in such cases, the employer has no obligation.
Medical insurance is a different option. The employer can insure the employees against probable accidents and disabilities. Medical insurance is a welfare measure only, but with this, the employer is not freed from the compensation payable under the WC Act. However, some general insurance companies have a policy to cover the employer's liability in the case of workmen's compensation for which policy premiums paid shall exclusively be taken by the employer himself.
Regards,
Madhu.T.K
From India, Kannur
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The Workmen's Compensation Act 1923.pdf
Workmen's Compensation Act 1923.doc