Dear All,
I am working as an HR Manager in Bishnupur/Bankura and have more than 20 employees, but they still do not have access to ESI facilities. When I approached our senior management, they informed me that there is no ESI hospital facility in the Bishnupur/Bankura area. Kindly guide me on the best approach to take for the employees. Can I apply for a medical claim facility?
Awadhesh Gupta
From India, Kolkata
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I am working as an HR Manager in Bishnupur/Bankura and have more than 20 employees, but they still do not have access to ESI facilities. When I approached our senior management, they informed me that there is no ESI hospital facility in the Bishnupur/Bankura area. Kindly guide me on the best approach to take for the employees. Can I apply for a medical claim facility?
Awadhesh Gupta
From India, Kolkata
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Abhay This is Gross salary. ESI is always calculated on gross salary. You can touchbase for further clarifications Regards
From India, New Delhi
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3From India, New Delhi
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Devika,
You need to check first whether your establishment is coming under the notified area of ESIC or NOT. If it falls under the notified area and you have 10 or more employees working and are covered under ESI, you need to implement the ESIC Scheme. There is no exception to it.
If it does not fall under the notified area, you will be covered under the Workmen Compensation Act 1923. This coverage is available in the market as WC Policy with most insurance companies. You can add mediclaim to the WC Policy as a rider as well.
Thanks,
Mritunjay Nath Sahu
GM(HR)
From India, Vadodara
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You need to check first whether your establishment is coming under the notified area of ESIC or NOT. If it falls under the notified area and you have 10 or more employees working and are covered under ESI, you need to implement the ESIC Scheme. There is no exception to it.
If it does not fall under the notified area, you will be covered under the Workmen Compensation Act 1923. This coverage is available in the market as WC Policy with most insurance companies. You can add mediclaim to the WC Policy as a rider as well.
Thanks,
Mritunjay Nath Sahu
GM(HR)
From India, Vadodara
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Dear Devika,
All the best for your new assignment. ESI is mandatory (as per the Social Security Act), and mediclaim is an optional employee welfare benefit. Therefore, ESIC contributions have to be made compulsorily, while the decision regarding mediclaim rests with the management.
From India, Mumbai
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All the best for your new assignment. ESI is mandatory (as per the Social Security Act), and mediclaim is an optional employee welfare benefit. Therefore, ESIC contributions have to be made compulsorily, while the decision regarding mediclaim rests with the management.
From India, Mumbai
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By appreciating the clear statement of Bhavika, I would like to bring the matter to the knowledge of all new entries. Please go through the ESI Act and communicate with your local ESI Office; they are eager to explain everything to an Employee or Employer. Please do not neglect it. I do not want my friends to face the situation that I had faced. Please... register and start contributions.
Thank You
From India
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Thank You
From India
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Dear Awadesh Gupta,
I second the suggestion given by Mritunjay Nath Sahu. He has given you the right direction. You have to apply for Workmen Compensation. As per law, WC can be over and above ESI and where there are no ESI hospitals, then it becomes mandatory.
As he has rightly said, almost many insurance companies are into WC. There is a separate commissioner available for WC. All the best, cover your employees.
From India, New Delhi
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I second the suggestion given by Mritunjay Nath Sahu. He has given you the right direction. You have to apply for Workmen Compensation. As per law, WC can be over and above ESI and where there are no ESI hospitals, then it becomes mandatory.
As he has rightly said, almost many insurance companies are into WC. There is a separate commissioner available for WC. All the best, cover your employees.
From India, New Delhi
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Hi Venkatesh,
The wise thing is to opt for ESI. It is not only mandatory but in the future, the limit is going to be increased to 25000/-. In any firm, an HR manager will not have the authority to go against mandatory sections. You have to work within the act limits. Your decisions should not create new problems for the organization.
Good luck!
Best regards,
[Your Name]
From India, Bangalore
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The wise thing is to opt for ESI. It is not only mandatory but in the future, the limit is going to be increased to 25000/-. In any firm, an HR manager will not have the authority to go against mandatory sections. You have to work within the act limits. Your decisions should not create new problems for the organization.
Good luck!
Best regards,
[Your Name]
From India, Bangalore
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Many people tend to mistake the Employees' Compensation Act (earlier Workmen's Compensation Act) with Mediclaim policies. If the area of your establishment is not covered under ESI facilities, then the WC policy comes into the picture as per the Employees' Compensation Act. Mediclaim facility is a totally different subject, which is an optional facility extended to the employees either at their cost or the company's cost. In the era of CTC regime, many companies cover their employees and their dependents with mediclaim policies, and the premium charges are included in their CTC.
From India, Lucknow
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From India, Lucknow
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