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In a project where the main contractor engages multiple sub-contractors, and these sub-contractors have suitable Work Compensation policy for their casual or daily wage workers, is it necessary to register & pay ESIC for these workers?
From India, Shimla
Madhu.T.K
4238

In respect of employees who are paid wages of not more than Rs 21000, ESI is mandatory. Workmen Compensation Policy is an insurance policy which will cover certain kind of incidents like accidents causing death or disablement while and in connection with employment. It does not have any medical benefits other than a payment for temporary disablement. But the scope of ESI is very wide. The employee under ESi will get medical benefits, free medicine, hospitalisation etc. It covers both the employee and his spouse and also dependent parents subject to the condition related to their income. Subject to some contributory conditions, superspeciality treatment is also available to the parents. Moreover, it absolves the employer's liability to grant 26 weeks maternity leave to female employees. Therefore, you cannot replace ESI with workman compensation policy.
From India, Kannur
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