ckm_kvd
I have one query that i hv worked in one organization past 13 years
due to my personal problem i left the serivce. till date my pf cutting from my salary. have some amt in my pf a/c.
Now i need to withdraw the total amount from pf a/c.
but i my pension should not be disturbed and suppose i join in some other
industry then my same pf a/c shall continue.
pl guide regards this. or contact no
my near office linked with Hubli office in kartanaka state.

From India, Bangalore
Madhu.T.K
4249

Since you have 13 years service you can not withdraw the Pension Fund amount (8.33% of contribution of employer) But you can get a Scheme Certificate which would benefit you in getting a continuous service when you join another establishment. There are two alternatives;
1. to withdraw the Provident Fund by applying in form 19 and appying for scheme certifcate in form 10 C (since you cannot avail withdrawl benefit of Pension)
2. Alternatively, you can transfer your entire account- both PF and Pension- to new account on joining a new establishment where EPF exists by applying in form 13.
Regards,
Madhu.T.K

From India, Kannur
p ramachandran
63

Since the service of you is 13 years, it is advisable to transfer all your funds to the present company's pf account.
In case you want to withdraw, you can withdraw the pf amount and obtain scheme certificate and in case you avail some other job later, you can contribute pf and obtain scheme certificate on quitting that employment.
On completion of 50 or 58th year of age, you can avail pension by producing both the scheme certificates

From India, Madras
MANOKAVIN
5

Dear Mr Ram It is better to transfer your PF account if you wish to join some other company. Regards MANOKAVIN
From India, Coimbatore
Madhu.T.K
4249

There cannot be so many numbers of Scheme certificate. Scheme certificate obtained while leaving an establishment should be surrendered to the EPF Organisation through the present employer. While leaving that employment, again he has to apply in form 10 C and get a scheme certificate which will show the cumulative service. This practice shall be followed.
Regards,
Madhu.T.K

From India, Kannur
bethamadhuri
2

Hi friends. I am Madhuri. I have recently joined as HR executive. I have a doubt about the Scheme Certificate in PF. Pls help me out. Regards, madhuri
From India, Hyderabad
Madhu.T.K
4249

Madhuri, your post does not say anything about what is your doubt about scheme certificate.

Scheme certificate is a certificate issued by the Employees Provident Fund Organisation, Ministry of Labour, Government of India stating therein the details of service of the PF member, ie, the holder of the certificate, along with details of family members who are eligible to get provident fund pension in case of death of the member/holder. It is issued on request by the PF member in form 10 C who desires to get it instead of withdrawal of the pension fund contribution when he leaves an establishment without attaining a service of not more than nine years and six months. In other words, an employee who leaves an establishment before completing the eligible pensionable service of ten years (nine years and six months shall be deemed to be ten years for this purpose) may have two options, ie, either to withdraw the pension fund contribution made by the employer @ 8.33% of eligible salary or to get a certificate, called the Scheme Certificate, which enables him to add the service to any further PF service he may have in future. Therefore, when he joins another establishment to which EPF applies, he can surrender the scheme certificate through the new employer and by doing so his past service will be added to the new service and his pensionable service would be cumulated.

Scheme Certificate is also an authentic record of service.

Regards,

Madhu.T.K

From India, Kannur
hraspirer
Dear Madhu.T.K ,
Thanks for your clear note on SCHEME CERTIFICATE , pls guide on below ,
i with drawn my PF Part alone from previous employer but not with drawn pension part,,, where i worked there for 2 years ...how can i transfer pension amount to new employer ...how can i get scheme certificate , is it possible to get scheme certificate with out completeing 10 yrs ............ pls revert
Regards,
MOHAN

From India, Madras
Madhu.T.K
4249

Dear Mohan,
If you have withdrawn only PF amount, then you can apply in Form 10 C in which you can mention that you are willing to take scheme certificate as against withdrawal benefits. The scheme certificate can be surrendered to the present employer whereby you will get the past service for pension benefits.
Regards,
Madhu.T.K

From India, Kannur
hraspirer
Dear Madhu.T.K ,
THANX FOR REPLY ,pls clarify below questions ,
In case if any body not completed 6 months does he can get submit form 10 c for scheme certificate ? .
Does employer will provide scheme Certificate or RPFC .....
if i have completed 10 yrs of service , shall i get pension amount from RPFC with out completing the age of 58 yrs ?
If i served for 10 yrs of service & submitting schme certificate for pension , upto what age does i get pension ........
Thanx in advance ,
Regards,
MOhan

From India, Madras
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