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deepali kanade
I want to purchase a flat please guide me whether I have to withdraw my PF or to take a  loan on PF amount, and I have completed 5 years in a company.
also, I want to ask you can we get a PF loan because our flat is in the agriculture zone and if we are eligible for a PF loan please tell me the pf loan procedure.

From India, Pune
Glidor
632

@Deepali
PF does not ask for urban/rural/civic agro zones, but they allow up to 90% of account 1, i.e EPF amount after completion of 5 years
please note that EPS account i.e account n 10 is not to be considered in loan eligibility
subscriber can file form 31 online and a printed cheque book leaf scan copy, and it will get sanctioned, provided the KYC is updated in UAN


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